With over two decades of experience across General Insurance, Life Insurance, and Reinsurance, Arvind Kumar Sharma has contributed to many leading organizations. His expertise spans all lines of insurance for large, complex, and global businesses; employee benefits solutions including FLEX; and affinity programs for the gig economy, web aggregators, financial institutions, associations, and franchise networks. He also specializes in global credit insurance, surety bonds, financial guarantees, specialty insurance, facultative reinsurance, and claims adjudication across all lines of business. Known for his ability to design innovative risk management solutions, he brings a unique blend of strategic drive, creativity, and humility, along with a strong commitment to nurturing talent and driving organizational growth.