Personal accidental death and disability benefit is a plan that offers coverage to employees of a corporate or any other entity.
This umbrella has a wide range of coverages such as accidental death, bodily injuries, partial/total disabilities, or temporary disability caused by an accident or illness and other novel coverages. This a Defined Benefit cum indemnity product and a fixed amount is payable in case of the occurrence of an event, based on the policy terms & conditions.
Organizations provide for Group Personal Accidental Death as they are concerned about the safety of their employees or members. The expertise brought in by Zoom is in identifying the coverages required by our clients based on their business profile.
What does Zoom do?
Zoom has for over 10 years managed the entire protection portfolio of several corporate. Since welfare schemes for their employees would be incomplete without employee accident insurance cover it is important that while selecting an appropriate accidental insurance policy your consultant should first understand the industry and business profile of its client, then identify critical and optional coverages required and finally negotiates the best terms, benefits and their costs, with insurers for the most optimal plan that maximizes benefits and rationalizes costs.
The provision of insurance coverage by companies simplifies life for employees. An accident either at the workplace or otherwise can cause a severe impact and setback on an individual employee, and this insurance cover is a wise way to secure your employees against untoward hazards and health risks since no one can predict or control the outcome of an accident. Thus, Accidental death and disability benefit from Zoom are designed in such a way that offers relief to the insured members/ their dependants.
Zoom Insurance helps to alleviate the mental stress and agony that usually accompanies emergencies caused by accidental death and disability. We help our corporate clients and facilitate all covered employees can reap benefits if and when required, ensuring that the policies have been framed at affordable variants.
With our extensive experience in the healthcare risk insurance industry, there are numerous advantages that we can provide to your organization: –