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Crop Insurance

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Crop Insurance

Pradhan Mantri Fasal Bima Yojana (PMFBY), the crop insurance program of Government of India, gives us an opportunity to enrol non-loanee farmers into the scheme. The program is guided by very strong operational guidelines issued and amended by Government of India from time to time coupled with gazetted notifications issued by various State Governments. The scheme is highly subsidised by State, and Central Government and farmers need to give only a small portion of the actuarial premium. The current program is seen as one of the best in the developing world which has ensured better and timely claims to the beneficiary farmers thereby supporting them at distressed times. This also encourages farmers to adopt innovative methods and take the risk by adopting newer crops and technologies when backed by suitable crop insurance programs.

Service Details

At Zoom Insurance Brokers, we have a very strong agriculture field team with in house quality check team supported by technological interventions. Field team ensures coverage of farmers under PMFBY with the help of various Panchayati Raj institutions especially Gram Panchayats and cooperatives. The farmer details, supporting documents and premium are mapped to crop insurance portal of Government of India which gets verified using Aadhar. Till now, we have been able to cover more than 2 million farmers and it has ensured financial protection to them at the most difficult times of natural calamities.

  • Dissemination of information to farmers through mass marketing and farmer awareness camps thereby ensuring maximum coverage of farmers in the scheme
  • Assistance during filling of proposal forms and supporting documents
  • Data entry, scanning and document uploading on various portals running by State and Central Governments
  • Cross-checking each and every document for proper insurable interest
  • Data analysis and profiling of farmers
  • We also help in stitching customised corporate crop insurance for those crops which are not covered in PMFBY

A vital element of the crop insurance program is the mass enrolment that helps insurance companies to spread their risk across all agro-climatic zones. It also takes care of obligatory premium contribution for insurers from the social sector.

  • Active in this field for more than 8 years
  • A huge pool of trained field staff available in many states.
  • Trusted brand among many insurers which has resulted in repeat orders
  • An excellent relationship with Government authorities even at micro level
  • Extensively use of technology and in house set up for cross verification of field work
  • Full transparency among various stakeholders

We perform a very delicate task of first making farmers understand about the program and later on representing the macro data along with the required details to insurers. We are the generators of first-hand information which is of immense help to insurers and reinsurers equally.

Crop Insurance Programme

Zoom Insurance is a proficient broker who understands how to present client requirements with insurance and reinsurance underwriters who can provide the best possible solution in pricing, conditions, and overall coverage. Zoom believes in transparent interactions, which means that the pricing will be precise, and negotiations will be minimalistic and provide enhanced outcomes to back mutual partnership goals.